Is Your New Car Registered The Day It Is Purchased?

Chapter 3 - Owning a Vehicle

Topics:

Registration and Championship
Registration Renewal
Resident and Not-Resident Responsibility
Inspection
Complaints Against Businesses

Notation: Practise quizzes are available only for those sections of the manual covering rules of the road (Chapters 4 through 11 and Road Signs).

Whether you are a vehicle owner or registrant, or a driver of a vehicle owned or registered by someone else, it is your responsibleness to make sure information technology is registered, insured and inspected before the vehicle operates on a public roadway.

Registration and Championship

A registration allows a vehicle to be driven on public roads and highways. A title certificate proves who owns the vehicle.

You must be at least 16 to annals a vehicle. You can title a vehicle at whatever age. A new resident of the state must get a New York registration within 30 days of establishing residence.

To Annals a Vehicle

To register a vehicle, you must testify you ain the vehicle or that the owner authorizes y'all to annals it, that the vehicle is insured, that the land and county sales taxes have been paid and provide any required odometer reading and/or damage disclosure statement. If the ownership proofs listed beneath are not available from the seller, contact any motor vehicle function or a DMV Call Center before you buy the vehicle.

To employ for registration, you must complete a Vehicle Registration/Title Awarding (MV-82). You must also present proof of name (6 points) and proof of appointment of birth. For additional information see Registering a Vehicle in New York State (MV-82.1), available from the DMV website (search under Forms) or at whatever motor vehicle office. When your vehicle is registered, y'all will get vehicle plates, a registration certificate and a registration sticker for the windshield or vehicle plates. If you purchased the vehicle from someone other than a New York Country registered dealership, yous will also receive a x-day inspection extension sticker on asking when you register the vehicle. You must and so have the vehicle inspected inside x days from the appointment of registration. It should accept a valid inspection sticker if yous purchased the vehicle from a New York State registered dealer. The dealer must take the vehicle inspected within 30 days before they sell the vehicle to you.

When you purchase a new or used vehicle from a dealer registered with the DMV, the dealer can register the vehicle for you and give you a temporary registration and, if you demand them, new vehicle plates. The dealer can charge a processing fee for this service. Information technology can also charge registration, vehicle plate and title fees.

Your title document volition be mailed to you several weeks after the vehicle is registered.

Proof of Ownership

If you purchase your vehicle from a New York Country registered dealer, the proof of ownership for a new vehicle will exist a Manufacturer'southward Document of Origin (MCO) and a dealer'southward Certificate of Sale (MV-50). For a used vehicle, proof of ownership is the previous owner'southward Certificate of Title (MV-999), the correct odometer and relieve disclosure statement and the dealer's Document of Sale (MV-50).

If the dealership does not register the vehicle for you, make certain it gives you lot the ownership documents listed in a higher place and a completed Awarding for Registration/Title (MV-82) signed past the dealer'southward representative. Examine the ownership documents carefully before closing the sale.

If y'all purchase a used vehicle from a dealer registered exterior New York State – the proof of ownership is the championship certificate or transferable registration signed over to the dealer by the previous possessor, plus the bill of sale and/or invoice from the dealer and other proofs from the dealer.

For a used vehicle purchased from a private seller – the proof of buying is the "Certificate of Title" (MV-999), or a transferable registration for 1972 or older models, signed over to you. The seller must complete and yous must acknowledge with your signature, the correct odometer and harm disclosure statements.

Before you lot accept the title document from any seller, bank check the front of the title for the names and addresses of "lien" holders. A lien indicates the current owner owes money on a loan for the vehicle. If a lien is listed on the championship, inquire the seller to requite you proof the lien has been paid – in almost cases, it is an official lien release from the lender. If proof is non provided and the loan has not been paid, the lien holder could repossess the vehicle.

A motor vehicle office will not accept a championship certificate if the correct odometer or damage disclosure statement is not completed, or if data on the title is adjusted, erased or canceled. This includes any name or signature.

Disclosure Statements

 If you purchase a vehicle eight model years old or newer, the DMV will Non annals your vehicle or issue you a new title document unless the seller has completed, and you lot accept signed, both the odometer and the impairment disclosure statements on the Document of Title (MV-999). These statements indicate whether the new championship certificate should exist described equally "Rebuilt Salve."
 If you purchase a vehicle 10 model years onetime or newer, make sure the individual seller has completed the odometer statement on the dorsum of the Certificate of Title (MV-999). The damage disclosure statement is not required for vehicles nine model years old or older. As the heir-apparent, you lot must confirm the odometer statement as shown on the title certificate by writing your initials side by side to the odometer box on the title document. Compare the odometer statement on the title certificate with the odometer reading in the vehicle.

IMPORTANT: The DMV must examine every vehicle described as "Rebuilt Salvage", OR Like WORDS, for stolen parts earlier the vehicle tin can exist registered or titled. If you are to purchase a vehicle that is registered or titled out-of-land, contact a DMV Call Center for more than information.

Proof of Sales Tax Payment

When yous buy a vehicle from a New York Land registered dealer, the dealer collects the sales tax.

If you lot purchase a vehicle from someone other than a NYS registered dealer, you demand to fill out a Argument of Transaction/Sale or Gift of Motor Vehicle (DTF-802), which is available at any motor vehicle office and from the DMV website dmv.ny.gov. This form certifies the buy toll and determines the sales tax you must pay when you annals the vehicle. One side of the form must be completed and signed by the buyer. The other side must exist signed by the seller if the selling price is below fair market value or if the vehicle is being given equally a gift from someone who is non a family member. If the form is not completed by the seller, you will be charged sales tax based on the current fair market place value of the vehicle. Bring the completed class to a state or county motor vehicle office when you lot annals your vehicle.

Proof of Insurance

When you purchase vehicle liability insurance, the insurance agent or broker gives you ii insurance identification cards. The name(s) and vehicle identification number (VIN) on these cards must exactly match the information on the registration application. You must nowadays one card when you register your vehicle. Go along the 2nd card with the vehicle.

Fees

Registrations for almost vehicles with a maximum gross weight of not more than than eighteen,000 pounds (8,165 kg) are valid for 2 years, and fees are based on vehicle weight. In that location are as well vehicle plate and title fees.

By police force, registration fees cannot be refunded if y'all utilise the vehicle plates or registration sticker on your vehicle even for one day. Still, if your vehicle plates and registration sticker are returned unused inside 60 days after you register your vehicle, you tin can receive a total refund, minus a processing fee. Yous may receive a refund of the fee for the second year of a two-year registration, minus a processing fee, if you use the plates and registration only during the starting time twelvemonth. Make sure to get a DMV Universal Receipt (FS-6T) to plow in your plates.

If yous transfer a registration from 1 vehicle to a replacement vehicle, you lot will receive credit for the remaining part of your current registration. This credit cannot be practical to other vehicles registered to you.

Trading In or Selling Your Old Motorcar

Before you lot trade in or sell your old vehicle, make sure to remove the vehicle plates and the windshield registration sticker, which shows your plate number. This tin prevent you from being charged with parking tickets that are not yours.

Registration Renewal

Most registrations are renewed every two years. Approximately 45 to 60 days before your registration volition expire, yous should receive a renewal reminder in the postal service. If you changed your accost and did non notify the DMV, you lot will not receive the reminder. If you did not reply three or more than parking tickets, or if your registration is suspended or revoked, you will not receive the reminder. Allow two weeks to process and deliver the registration. You are responsible to know when your registration expires and to renew it on time. This is true even if you do not go a reminder in the mail.

If the expiration date falls on a weekend or legal state holiday, your registration is automatically extended to midnight of the next business day. Brand certain you maintain liability insurance on your vehicle during the extension catamenia.

If you take not received a renewal notice, you may be able to renew your registration –

Past postal service: Complete a Vehicle Registration/Title Application (MV-82), available at whatsoever motor vehicle office and from the DMV website dmv.ny.gov (search nether Forms). If your registration must be sent to an address that is not the mailing address you entered on the application form (MV-82), enclose a separate note that requests the DMV to mail your registration to the other address. Do non put this mailing address on form MV-82 unless you lot want information technology to appear on the registration and your DMV registration record. Reminder – if y'all indicate a change of accost on your registration, it will bear upon Merely that registration. Employ a Change of Address Course (MV-232) to change all your DMV records. This class is available at any motor vehicle part and from the DMV website (search under Forms).

Enclose a cheque or money gild for the correct fee, payable to the "Commissioner of Motor Vehicles." If you exercise non know the exact fee yous must pay, you lot can determine the fee using the Schedules of Registration Fees (MV-204A) bachelor at whatsoever motor vehicle part or through a work page at the DMV website. Make sure to include your insurance card with your renewal awarding if your insurance company has changed and you have not responded to a DMV Insurance Enquiry Letter.

Postal service your completed Vehicle Registration/Title Application and other documents to:

NYS DMV Utica Processing Center, P.O. Box 359, Utica, NY 13503.
Allow ii weeks to receive your registration renewal. If you do not receive information technology after 2 weeks, contact a DMV Telephone call Center or visit any state or county motor vehicle office. Allow more time for overseas mail.

If your name has changed and yous have non notified the DMV, you must visit a DMV office and show proofs of your identity. For more than information, contact a DMV Telephone call Eye.

Online at the DMV website dmv.ny.gov: Online registration renewal requires that you accept not inverse your address or insurance visitor, and that the registration is for a passenger car, small commercial truck or a motorbike that is not used exclusively off road. Your registration fee, and any related fees, volition be displayed on the computer screen. In three quick steps, you tin can renew your registration online and use your credit card for payment. Your renewal will be automatically processed and mailed to yous. Allow two weeks for delivery.

In person at a country or canton motor vehicle office: You must complete and submit a Vehicle Registration/Championship Awarding (MV-82). Note: An application brought into an part by a second political party (someone who is non the registrant) must exist accompanied past the original New York license/allow/non-driver identification carte du jour for the second party and either the original or a photocopy for the registrant. This includes spouses (husbands and wives). The application must be signed by the registrant, not the person who brings the class into the office.

Insurance

Your vehicle must be covered past liability insurance as long as it is registered, even if y'all practise non bulldoze it.

Minimum liability coverage is required of $50,000 confronting the death of one person and $100,000 against the death of two or more than persons, $25,000 against injury to one person and $50,000 against injury to ii or more persons and $10,000 against holding damage. Insurance coverage limits refer to death, injury or damage related to any i incident.

Before your liability insurance expires or is discontinued, return vehicle plates at any state or county motor vehicle role. Be sure to obtain a DMV Universal Receipt (FS-6T) to turn in your vehicle plates. If you do not practice this, you lot may have to pay a civil penalty for each day the vehicle was not insured or your vehicle registration tin can be suspended. If your vehicle is not insured for 90 days, unless you accept turned in your vehicle plates, your driver license volition also be suspended.

If you receive a letter from DMV that asks most your vehicle insurance, read it carefully and respond as directed in the letter.

Motorcycles must be insured, but you are not required to plough in the vehicle plate when your motorbike insurance is discontinued or expires.

Resident and Non-Resident Responsibility

Anyone who drives or permits a vehicle to exist driven in New York Land, this includes people who are not New York residents, must be able to prove the vehicle has acceptable liability insurance, (see "Insurance," above, for minimum insurance coverage required). If you are convicted of driving an uninsured vehicle or if you allow some other person to drive your uninsured vehicle, your license or privilege to drive in New York State will be revoked for at least i twelvemonth. The same penalty applies if the DMV receives evidence that you were involved in a traffic crash without insurance.

Inspection

Almost vehicles sold in New York Country must exist inspected within 30 days of the date of transfer or sale and must have a document of inspection before delivery. If you buy a vehicle from someone who is not a NYS dealer, you lot must have the vehicle inspected inside 10 days later you annals it. Make sure to request a "10-Twenty-four hours Time Extension for Motor Vehicle Inspection" (VS-1077). If a person moves to NYS, an inspection document that was issued before is valid until information technology expires or one twelvemonth from the engagement it was issued, whichever occurs first.

Under some conditions, vehicles sold at retail are exempt from the inspection requirement. These conditions are: transfer to a "welfare to work" program; transfer of a chassis; transfer of a vehicle through factory direct delivery; transfer of a vehicle for registration in some other land or country; transfer of a fleck vehicle; and transfer of a vehicle to a long-term lessee (lease buyout).

After the kickoff inspection of your vehicle, it must be inspected at an official state-licensed inspection station before the expiration date on the electric current inspection certificate. An inspection is also required on change of registrant. Inspection stations have yellow and black "Official Motor Vehicle Inspection Station" signs. Heavy trucks, buses, tractors and semi-trailers must be inspected at special "Heavy Vehicle" Inspection Stations and motorcycles at special Motorcycle Inspection Stations.

Putting your signature on a registration renewal class certifies that the vehicle was inspected equally required by constabulary. Go on rails of when your almanac inspection is. Schedule a new inspection early on, so you will take fourth dimension to repair your vehicle if it does not pass.

After inspection, the vehicle inspector will issue a sticker for the vehicle to prove it has passed inspection. If your vehicle did not pass, the inspector will give you a rejection notice. In nearly cases, your vehicle must exist repaired to meet standards and must be inspected over again. A vehicle that is subject to a high enhanced or OBD 2 emissions inspection that fails a get-go inspection can qualify for a waiver. An attempt must be fabricated to repair the malfunction and the cost for repairs must be at least $450. Many gasoline-powered vehicles (except motorcycles) must be inspected for exhaust emissions during the safe inspection. Exceptions are gasoline-powered vehicles that are 26 or more model years old, or less than two model years old, or registered as historic. Those vehicles are subject to a safety inspection only.

Diesel-powered vehicles that operate in NYS, even if registered elsewhere, are subject to random roadside prophylactic tests past the NYS Police and the NYS Department of Transportation. Vehicles with a gross vehicle weight rating (GVWR) more than 8,500 pounds are subject area to a Diesel fuel emissions inspection.

Complaints Confronting Businesses

The DMV regulates motor vehicle dealers, inspection stations and auto repair shops. These businesses should exist identified by registration or license certificates and exterior signs. Make certain you lot are dealing with a registered or licensed business.

If y'all have a complaint against 1 of these businesses, first endeavor to resolve it with the direction. If that fails, call i-518-474-8943 between 8:xxx a.grand. and 4:xv p.m. weekdays. You can also write to Vehicle Safety Services, DMV, Agency of Consumer and Facility Services, Box 2700-ESP, Albany, N.Y., 12220-0700. By regulation, the DMV can receive a repair shop complaint only within xc days or three,000 miles (4,828 km) of the vehicle repairs, whichever comes first.

End of Chapter 3: